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Smart Loans,
Powered by AI

PrimeRate uses advanced AI algorithms to match you with the best loan options from 50+ lenders in seconds. No paperwork, no hassle.

Check Eligibility Explore Loans
AI RECOMMENDATION 94%

Personal Loan - Up to ₹15 Lakhs

ELIGIBILITY SCORE 88%

Business Loan - Up to ₹50 Lakhs

INSTANT APPROVAL 97%

Credit Card - Lifetime Free

Compare & Choose

AI-powered comparison across top lenders in India.

Personal Loan

From 9.99% p.a.

Up to ₹25 Lakhs | Instant approval | No collateral

Business Loan

From 11.5% p.a.

Up to ₹2 Crore | Flexi tenure | Minimal docs

Home Loan

From 8.35% p.a.

Up to ₹5 Crore | 30-year tenure | Easy EMI

Credit Card

Lifetime Free

Up to ₹5 Lakhs limit | Rewards & cashback

AI Eligibility Checker

Enter your monthly income to check loan eligibility instantly.

Your AI Eligibility Score

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You are eligible for a loan up to ₹15,00,000.

Loved by Users

Real reviews from real customers.

"The AI checker gave me instant results. Got my loan approved within hours. Incredible experience!"
— Ananya K.
"Finally a platform that uses technology for real benefit. Transparent rates, no hidden fees."
— Rohan D.
"Compared offers from 12 lenders instantly. Saved 2.5% on my loan interest rate."
— Meera S.

FAQ

Our AI analyzes your income, credit score, and spending patterns to match you with the best loan options from our partner lenders.
Most applicants receive approval within 24 hours. Funds are disbursed within 48 hours of document verification.
Absolutely. We use bank-grade 256-bit encryption and never share your data without your explicit consent.
Yes! Our AI considers multiple factors beyond just CIBIL. Many applicants with scores as low as 600 have been approved.

Our Partners

HDFC Bank ICICI Bank Axis Bank Kotak Mahindra Yes Bank IDFC First Standard Chartered