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Smart Loans,
Powered by AI

PrimeRate uses advanced AI algorithms to match you with the best loan options from 50+ lenders in seconds. No paperwork, no hassle.

AI RECOMMENDATION 94%

Personal Loan - Up to ₹15 Lakhs

ELIGIBILITY SCORE 88%

Business Loan - Up to ₹50 Lakhs

INSTANT APPROVAL 97%

Credit Card - Lifetime Free

Compare & Choose

AI-powered comparison across top lenders in India.

Personal Loan

From 9.99% p.a.

Up to ₹25 Lakhs | Instant approval | No collateral

Business Loan

From 11.5% p.a.

Up to ₹2 Crore | Flexi tenure | Minimal docs

Home Loan

From 8.35% p.a.

Up to ₹5 Crore | 30-year tenure | Easy EMI

Credit Card

Lifetime Free

Up to ₹5 Lakhs limit | Rewards & cashback

AI Eligibility Checker

Enter your monthly income to check loan eligibility instantly.

Your AI Eligibility Score

You are eligible for a loan up to ₹15,00,000.

Loved by Users

Real reviews from real customers.

"The AI checker gave me instant results. Got my loan approved within hours. Incredible experience!"
— Ananya K.
"Finally a platform that uses technology for real benefit. Transparent rates, no hidden fees."
— Rohan D.
"Compared offers from 12 lenders instantly. Saved 2.5% on my loan interest rate."
— Meera S.

FAQ

Our AI analyzes your income, credit score, and spending patterns to match you with the best loan options from our partner lenders.
Most applicants receive approval within 24 hours. Funds are disbursed within 48 hours of document verification.
Absolutely. We use bank-grade 256-bit encryption and never share your data without your explicit consent.
Yes! Our AI considers multiple factors beyond just CIBIL. Many applicants with scores as low as 600 have been approved.

Our Banking Partners

We've partnered with India's top banks and financial institutions to bring you AI-matched loan products.

HDFC Bank

Personal Loan Home Loan Business Loan Credit Card

From 10.50% p.a.

ICICI Bank

Personal Loan Home Loan Business Loan Credit Card

From 10.75% p.a.

State Bank of India

Personal Loan Home Loan Business Loan Education Loan

From 8.50% p.a.

Axis Bank

Personal Loan Home Loan Business Loan Credit Card

From 10.99% p.a.

Kotak Mahindra Bank

Personal Loan Home Loan Business Loan

From 10.99% p.a.

Yes Bank

Personal Loan Business Loan Credit Card

From 11.25% p.a.

IDFC First Bank

Personal Loan Home Loan Business Loan

From 9.99% p.a.

HSBC

Personal Loan Credit Card

From 10.00% p.a.

Standard Chartered

Personal Loan Credit Card

From 10.49% p.a.

American Express

Credit Card Travel Rewards

Premium Cards

Bajaj Finserv

Personal Loan Business Loan Home Loan

From 13.00% p.a.

Tata Capital

Personal Loan Home Loan

From 10.99% p.a.