Terms of Use
Last Updated: July 16, 2026
Welcome to PrimeRate Loans. By accessing or using our AI-powered loan marketplace, you agree to these Terms of Use. Please read them carefully before using our services.
1. Acceptance of Terms
By accessing, browsing, or using primerateloans.shop, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, please refrain from using our services.
2. Eligibility
You must be at least 18 years old, a resident of India, and legally capable of entering into binding agreements. By using this website, you confirm that you meet these requirements.
3. AI-Powered Services
Our platform uses artificial intelligence to provide loan eligibility assessments and recommendations. These are for reference purposes only and do not constitute financial advice. Final loan approval is at the discretion of our partner lenders.
4. User Responsibilities
- Provide accurate and complete information during registration and loan applications.
- Keep your login credentials confidential and secure.
- Notify us immediately of any unauthorized activity on your account.
- Use the platform in compliance with all applicable laws and regulations.
5. Intellectual Property
All content, algorithms, software, designs, and trademarks on this website are owned by PrimeRate Loans or its licensors. You may not reproduce, distribute, or create derivative works without written permission.
6. Limitation of Liability
PrimeRate Loans shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our platform, including but not limited to loss of data or financial loss, to the fullest extent permitted by law.
7. Third-Party Services
Our platform integrates with third-party lenders and service providers. We are not responsible for their actions, policies, or services. Your interactions with them are governed by their respective terms.
8. Modifications
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use after changes constitutes acceptance of the revised terms.
9. Governing Law
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Bengaluru, India.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:
- limit or exclude our or your liability for death or personal injury resulting from negligence;
- limit or exclude our or your liability for fraud or fraudulent misrepresentation;
- limit any of our or your liabilities in any way that is not permitted under applicable law; or
- exclude any of our or your liabilities that may not be excluded under applicable law.
10. Contact Us
For questions about these Terms, please contact our support team.